170 money captions for instagram motivational inspirational funny and moreNiche Affiliate Marketing Profits 

170 Money Captions for Instagram: Motivational, Inspirational, Funny, and More

Are you looking for money captions for Instagram to inspire and motivate yourself and your followers? 

Look no further. 

The key to standing out on social media is posting content that resonates with your ideal followers, and inspirational content never goes out of style.

But coming up with Instagram caption ideas can feel draining, especially when trying to post or schedule content in bulk.

This article features 170 of the best money quotes from some of the most brilliant minds of all time. Let’s dig in.

170  Inspirational Money Captions for Instagram

inspirational money captions for instagram

If it’s inspiration you want, you got it. We’re confident you’ll leave this list of money captions for Instagram feeling motivated and inspired.

  • “It is not the man who has too little, but the man who craves more, that is poor.” – Seneca
  • “Money won’t create success, the freedom to make it will.” – Nelson Mandela
  • “Expect the best. Prepare for the worst. Capitalize on what comes.” – Zig Ziglar
  • “It is a kind of spiritual snobbery that makes people think they can be happy without money.” – Albert Camus
  • “Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it.” – Tim Ferriss
  • “Capital as such is not evil; it is its wrong use that is evil. Capital in some form or another will always be needed.” Gandhi
  • “They deem me mad because I will not sell my days for gold; and I deem them mad because they think my days have a price.” – Kahlil Gibran
  • “Time is more valuable than money. You can get more money, but you cannot get more time.” – Jim Rohn
  • “If you don’t get serious about your money, you will never have serious money.” – Grant Cardone
  • “Making money is an art, and working is an art, and good business is the best art.” – Andy Warhol
  • “Being rich is having money; being wealthy is having time.” – Margaret Bonnand
  • “Wealth is not about having a lot of money; it’s about having a lot of options.” – Chris Rock
  • “When I was young I thought that money was the most important thing in life. Now that I am old, I know that it is.” Oscar Wilde
  • “No one’s ever achieved financial fitness with a January resolution that’s abandoned by February.” – Suze Orman
  • “To get rich, you have to be making money while you’re asleep.” – David Bailey
  • “America is built around this premise that you can do it, and there are an awful lot of people who are unlikely to have done it who did.” – Michael Bloomberg
  • “Business opportunities are like buses, there’s always another one coming.” Richard Branson
  • “Every pound is a seedling. Invest your seedlings to create a tree. Re-invest your seedlings to grow a forest.” – George Choy
  • “Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.” – James W. Frick
  • “ I think that much of the advice given to young men about saving money is wrong. I never saved a cent until I was forty years old. I invest in myself — in study, in mastering my tools, in preparation. Many a man who is putting a few dollars a week into the bank would do much better to put it into himself.” – Henry Ford
  • “Don’t play games that you don’t understand, even if you see lots of other people making money from them.” – Tony Hseih
  • “The only difference between a rich person and a poor person is how they use their time.” – Robert Kiyosaki
  • “The trouble for most people is they don’t decide to get wealthy, they just dream about it.” – Michael Masters
  • “Do what you love and the money will follow.” – Marsha Sinetar
  • “If you do not find a way to make money while you sleep, you will work until you die.” – Warren Buffet
  • “The key to financial freedom and great wealth is a person’s ability or skill to convert earned income into passive income and/or portfolio income.” – Robert Kiyosaki
  • “Some people want it to happen. Some people wish it would happen. Others make it happen.” – Michael Jordan
  • “You cannot have a million-dollar dream with a minimum wage work ethic.” – Stephan C. Hogan
  • “Don’t work your way up. Work your way out!” – Unknown
  • “The greater the passive income you can build, the freer you will become.” – Todd M. Fleming
  • “Your economic security does not lie in your job; it lies in your power to produce – to think, to learn, to create, to adapt. That’s true financial independence. It’s not having wealth; it’s having the power to produce wealth.” – Stephen R Covey
  • “Money has the power to buy you things. But a much bigger power of money is in generating more money for you. Those who are able to manifest the latter are never short of it.” – Manoj Arora
  • “Rich people choose to get paid based on results. Poor people choose to get paid based on time.” – T. Harv Eker
  • “If you are born poor it’s not your mistake, but if you die poor it’s your mistake.” – Bill Gates
  • “Money is usually attracted, not pursued.” – Jim Rohn
  • “Both poverty and riches are the offspring of thought.” – Napoleon Hill
  • “Money can’t buy friends, but you can get a better class of enemies.” – Spike Milligan
  • “Rule #1: Never lose money. Rule #2: Never forget Rule #1.” – Warren Buffett
  • “Work is a surefire money-making scheme.” – Dave Ramsey
  • “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
  • “Every time you borrow money you’re robbing your future self.” – Nathan W. Morris
  • “The rich invest their money and spend what is left; the poor spend their money and invest what is left.” – Jim Rohn
  • “Money is like a beautiful thoroughbred horse — very powerful and always in action. But unless this horse is trained when very young, it will be an out of control and dangerous animal when it grows to maturity.” – Dave Ramsey
  • “A budget is telling your money where to go instead of wondering where it went.” – Dave Ramsey
  • “Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn
  • “To acquire money requires valor, to keep money requires prudence, and to spend money well is an art.” – Berthold Auerbach
  • “Money is just the poor man’s credit card.” – Marshall McLuhan
  • “You can be young without money, but you can’t be old without it.” – Tennessee Williams
  • “Your money needs to work for you, not lie around you.” – Dave Ramsey
  • “Money is a terrible master but an excellent servant.” – P.T. Barnum
  • “Money can’t buy love, but it improves your bargaining position.” – Christopher Marlowe
  • “Success is not about how much money you make, it’s about the difference you make in people’s lives.” – Michelle Obama
  • “We learned early on that if we help enough people, the money will come.” – Dave Ramsey
  • “Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.” – Franklin D. Roosevelt
  • “Money never made a man happy yet, nor will it. There is nothing in its nature to produce happiness. The more a man has, the more he wants. Instead of filling a vacuum, it makes one.” – Benjamin Franklin
  • “Never confuse the size of your paycheck with the size of your talent.” – Marlon Brando
  • “What counts is what you do with your money, not where it came from.” – Merton Miller
  • “When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am an expert.” – Dave Ramsey
  • “Money is worth what it will help you to produce or buy and no more.” – Henry Ford
  • “Money is good for nothing unless you know the value of it by experience.” – P.T. Barnum
  • “Winning at money is 80 percent behavior and 20 percent head knowledge.” – Dave Ramsey
  • “When money talks, nobody cares what kind of grammar it uses.” – Robert Elliot Gonzales
  • “Time is money, but also money is money.” – William Gibson
  • “Money isn’t everything… But it ranks right up there with oxygen.” – Rita Davenport
  • “Don’t let making a living prevent you from making a life.” – John Wooden
  • “A wise man should have money in his head but not in his heart.” Jonathan Swift
  • “Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.” – Johann Wolfgang von Goethe
  • “There is a gigantic difference between earning a great deal of money and being rich.” – Marlene Dietrich
  • “A simple fact that is hard to learn is that the time to save money is when you have some.” – Joe Moore
  • “Put not your trust in money, but put your money in trust.”  – Oliver Wendell Holmes, Sr. 
  • “You have to go broke three times to learn how to make a living.” – Casey Stengel
  • “Many folks think they aren’t good at earning money, when what they don’t know is how to use it.” – Frank Clark
  • “Liking money like I like it is nothing less than mysticism. Money is a glory.” – Salvador Dali
  • “In suggesting gifts, money is appropriate and one size fits all.” – William Randolph Hearst
  • “Here’s how I think of my money: as soldiers. I send them out to war every day. I want them to take prisoners and come home so there’s more of them.” – Kevin O’Leary
  • “So you think that money is the root of all evil. Have you ever asked what is the root of all money?” – Ayn Rand
  • “Very few people can afford to be poor.” – George Bernard Shaw
  • “We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them.” – Robert Kiyosaki
  • “Entrepreneurship is about turning what excites you in life into capital so that you can do more of it and move forward with it.” – Richard Branson
  • “Never depend on a single income. Make an investment to create a second source.” – Warren Buffett
  • “Money is not the only answer, but it makes a difference.” – Barrack Obama
  • “Time is more valuable than money. You can get more money, but you can’t get more time.” – Jim Rohn
  • “The way to make money is to buy when blood is running in the streets.” – John D. Rockefeller
  • “When it is a question of money, everybody is of the same religion.” – Voltaire
  • “Money is like a sixth sense without which you cannot make a complete use of the other five.” – W. Somerset Maugham
  • “You aren’t wealthy until you have something money can’t buy.” – Garth Brooks
  • “Don’t worry about being famous or making money; the most important thing is being the best. You have to become a master of your craft and everything else will come.” – Anastasia Soare
  • “I always want to say to people who want to be rich and famous: ‘try being rich first’. See if that doesn’t cover most of it. There’s not much downside to being rich, other than paying taxes and having your relatives ask you for money. But when you become famous, you end up with a 24 hour job.” – Bill Murray
  • “Don’t stay in bed unless you can make money in bed.” – George Burns
  • “I think the person who takes a job in order to live — that is to say, for the money — has turned himself into a slave.” – Joseph Campbell
  • “The true currency of life is time, not money, and we’ve all got a limited stock of that.” – Robert Harris
  • “Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life.” – Michael LeBoeuf
  • “If you don’t want to work, you have to work to earn enough money so that you don’t have to work.” – Ogden Nash
  • “All the money in the world doesn’t mean a thing if you don’t have time to enjoy it.” – Oprah Winfrey
  • “Those who work the whole day have no time to make money.” – John D. Rockefeller
  • “Trade money for time, not time for money. You’re going to run out of time first.” – Naval Ravikant
  • “Early to bed and early to rise keeps a man healthy, wealthy, and wise.” – Benjamin Franklin
  • “You’ll never get rich by working for your boss.” – Felix Dennis
  • “If you want to help the poor, demonstrate to them that they can become rich; prove it by getting rich yourself.” – Wallace D. Wattles
  • “Making money is easy. It is. The difficult thing in life is not making it, it’s keeping it.” – John McAfee
  • “People say that money is not the key to happiness, but I always figured if you have enough money you can have a key made.” – Joan Rivers
  • “Money, like vodka, turns a person into an eccentric.” – Anton Chekhov
  • “Stop buying things you don’t need to impress people you don’t even like.” – Suze Orman
  • “I’d like to live as a poor man with lots of money.” – Pablo Picasso
  • “The ultimate purpose of money is so that you do not have to be in a specific place at a specific time doing anything you don’t want to do.” – Naval Ravikant
  • “If you can get paid for doing what you love, every paycheck is a bonus.” – Oprah Winfrey
  • “The fools in life want things fast and easy — money, success, attention.” – Robert Greene
  • “Money has no grey areas. You either make it or you lose it.” – Kevin O’Leary
  • “Anyone who lives within their means suffers from a lack of imagination.” – Oscar Wilde
  • “If your goal is to be comfortable, chances are you’ll never get rich. But if your goal is to be rich, chances are you’ll end up mighty comfortable.” – T. Harv Eker
  • Where the determination is, the way can be found.” – George S Clason
  • “The goal isn’t more money. The goal is living life on your terms.” – Chris Brogan
  • “Someone’s sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett
  • “It’s how you deal with failure that determines how you achieve success.” – David Feherty
  • “An investment in knowledge pays the best interest.” – Benjamin Franklin
  • “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make so you can give money back and have money to invest. You can’t win until you do this.” – Dave Ramsey
  • “If money is your hope for independence, you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.” – Henry Ford
  • “If you don’t value your time, neither will others. Stop giving away your time and talents. Value what you know and start charging for it.” – Kim Garst

Money Mindset Quotes for Instagram

money mindset quotes for instagram

When it comes to making money, mindset matters. Here are our favorite mindset money captions for Instagram.

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  • “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand
  • “Making money is not a thing that you do — it’s a skill that you learn.” – Naval Ravikant
  • “Money is nothing more than a reflection of your creativity, your capacity to focus, and your ability to add value and receive back.” – Tony Robbins
  • “It’s simple arithmetic: your income can grow only to the extent that you do.” – T. Harv Eker
  • “If you think of it in terms of the Gold Rush, then you’d be pretty depressed right now because the last nugget of gold would be gone. But the good thing is, with innovation, there isn’t a last nugget. Every new thing creates two new questions and two new opportunities.” – Jeff Bezos
  • “Never say you cannot afford something. That is a poor man’s attitude. Ask HOW to afford it.” – Robert Kiyosaki
  • It’s more important to grow your income than to cut your expenses. It’s more important to grow your spirit than to cut your dreams.” – Robert Kiyosaki
  • “You either master money, or, on some level, money masters you.” – Tony Robbins
  • “Rich people believe ‘I create my life’. Poor people believe ‘Life happens to me’.” – T. Harv Eker  

Funny Money Quotes 

funny money captions for instagram

No list of money captions for Instagram would be complete without humorous quotes. Here are our favorite funny money quotes. 

  • “Whoever said money can’t buy happiness simply didn’t know where to go shopping.” – Gertrude Stein
  • “Money may not buy happiness, but I’d rather cry in a Jaguar than on a bus.” – Francoise Sagan
  • Money, if it does not bring you happiness, will at least help you be miserable in comfort.” – Helen Gurley Brown
  • “Money is better than poverty, if only for financial reasons.” – Woody Allen
  • “Every day I get up and look through the Forbes list of the richest people in America. If I’m not there, I go to work.” – Robert Orben
  • “Money often costs too much.” – Ralph Waldo Emerson
  • “Money will buy you a fine dog, but only love can make it wag its tail.” – Richard Friedman
  • “Money is not the most important thing in the world, love is. Fortunately, I love money.” – Jackie Mason
  • “What’s the difference between a taxidermist and a tax collector? The taxidermist takes only your skin.” – Mark Twain
  • “Most people work just hard enough not to get fired and get paid just enough money not to quit.” – George Carlin
  • “If hard work were such a wonderful thing, surely the rich would have kept it all to themselves.”   Lane Kirkland
  • “Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the ‘gotta have it’ scale.” – Zig Ziglar
  • “I like my money right where I can see it: hanging in my closet.” – Sarah Jessica Parker
  • “Always remember: money isn’t everything. But also remember to make a lot of it before talking such fool nonsense.” – Earl Wilson

Short Money Captions for Instagram

short money captions for instagram

Looking for money captions for Instagram that are short, succinct, and easy to read? Here are our top picks.

  • “A rich man is nothing but a poor man with money.” – W. C. Fields
  • “Do what you love and the money will follow.” – Marsha Sinetar
  • “There are people who have money and people who are rich.” – Coco Chanel
  • “Wealth is the ability to fully experience life.” – Henry David Thoreau
  • “Earn with your mind, not your time.” – Naval Ravikant
  • “Wealth is largely the result of habit.” – John Jacob Astor
  • “The more you learn, the more you earn.” – Frank Clark
  • “All riches have their origin in mind. Wealth is in ideas — not money.” – Robert Collier
  • “All money is a matter of belief.” – Adam Smith
  • “The rich invest in time, the poor invest in money.” – Warren Buffett
  • “Money can’t buy life.” – Bob Marley
  • “Earn with your mind, not your time.” – Naval Ravikant
  • “To win big, you sometimes have to take big risks.” – Bill Gates
  • “Lack of money is no obstacle. Lack of an idea is an obstacle.” – Ken Hakuta
  • “The trick is to make sure you don’t die waiting for prosperity to come.” – Lee Iacocca
  • “It’s not your salary that makes you rich, it’s your spending habits.” – Charles Jaffe
  • “Money equals freedom.” – Kevin O’Leary
  • “Lack of money is the root of all evil.” – George Bernard Shaw
  • “When money talks, there are few interruptions.” – Herbert V Prochnow
  • “Money grows on the tree of persistence.” – Japanese Proverb
  • “I have not failed. I’ve just found 10,000 ways that won’t work.” – Thomas Edison
  • “Fortune sides with him who dares.” – Virgil
  • “No wealth can ever make a bad man at peace with himself.” – Plato
  • “Money won’t make you happy… but everybody wants to find out for themselves.” – Zig Ziglar
  • “Financial freedom is a mental, emotional, and educational process.” – Robert Kiyosaki
  • “Work harder on yourself than you do on your job.” – Steve Jobs
  • “Financial freedom is freedom from fear.” – Robert Kiyosaki
  • “Wealth is not his that has it, but his that enjoys it.” – Benjamin Franklin
  • “Wealth flows from energy and ideas.” – William Feather


No matter what type of money Instagram caption you’re looking for, it’s all here.

Inspire your Instagram followers with the best Instagram captions from the wealthiest and most successful investors, entrepreneurs, and thought leaders.

Use these for an Instagram post, Instagram story, and to repurpose across all your social media platforms.

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